Whether your assets are performing or nonperforming, MARC has the tools, experience, and expertise to evaluate them, conduct legal and regulatory reviews, and ensure you are taking advantage of industry best practices.

Portfolio Valuation
MARC has significant expertise valuing complex pools of construction assets, including raw land, acquisition and development loans, residential construction, single spec, subdivision and commercial. We’ve been hired by private equity investors, financial institutions, and government regulators to value these assets. We leverage our proprietary valuation tools to assess quantitative and qualitative loan characteristics and optimize the best loan disposition path and associated value.

Regulatory Review
MARC has former regulators on staff to review your complete regulatory framework: from policies and procedures, to impairment testing, loan grading and Allowance for Loan and Lease Loss methodology. In today’s heightened regulatory environment, when many regulated institutions need objective assistance in raising capital, MARC can help develop a detailed regulatory plan that can help make the difference between success and failure.

Legal Review
Our legal team has extensive experience in real estate law—foreclosures, contracts, loan agreements, deficiency judgments, personal guarantee enforcement—as well as portfolio transaction experience, including drafting servicing agreements and structured risk shares with government agencies. We can also help you understand and mitigate asset level exposure issues, including borrower claims, lien issues, and environmental risks.

Best Practice Review of Policies and Procedures
MARC’s extensive work with construction assets keeps us current on industry best practices for policies and procedures. Our team can evaluate your existing framework and suggest areas for improvement or, should you choose to have MARC manage your portfolio, you can adopt our industry leading practices. All our policies and procedures can be adjusted to reflect critical control points and decisions based on your needs and input.

Capital and Liquidity Analysis
MARC can analyze your portfolio to determine your estimated credit losses and calculate your capital and liquidity needs. Our relationship with Milestone Advisors, the number one M&A advisor for the specialty finance industry, enables us to help raise additional capital so that you can weather these unprecedented times.